N.B.Taylor & Co., Inc. Realtors

Posted by N.B.Taylor & Co., Inc. Realtors on 3/19/2018

Spring offers a wonderful season that is frequently filled with blossoming flowers, comfortable temperatures and plenty of sunshine. As such, spring remains a popular season for homebuyers across the United States.

There are many reasons to purchase a house in spring, including:

1. You can take advantage of your tax refund check.

Want to reward yourself for a job well done on your taxes? Use your tax refund check to purchase a home in spring, and you can make your homeownership dreams come true.

When it comes to buying a house, every penny counts. Thus, if you have even a small tax refund, you may be able to use this amount toward a down payment on a residence.

Furthermore, don't forget about the costs to furnish your home. If you receive a tax refund check, you may want to consider using this amount to purchase furniture after you secure your dream home.

2. You can enjoy good moving weather.

Spring weather ensures that you won't have to worry about snow, ice or other frosty conditions. Instead, you can reap the benefits of warm – but not too hot – temperatures as you move your belongings into your new home.

If you plan to buy a home in spring, be sure to make reservations with a moving company as soon as you can. By doing so, you can avoid the dangers of trying to book a moving company at the last minute.

Don't forget to ask friends and family members to help you move in spring as well. In fact, spring weather may make it easy for you to host a barbecue that your friends and family members are sure to enjoy after a productive day of moving items into your new home.

3. There are many real estate agents that can help you find your dream house.

Exploring the spring real estate market may seem like a major challenge. Fortunately, many experienced real estate agents are available to ensure that you can find the perfect home in spring.

Hiring a real estate agent is a must for those who want to purchase a home in spring, and for good reason. With an experienced real estate agent at your side, you can browse the real estate market and find homes that fit your budget and lifestyle. Plus, your real estate agent can help you prepare to submit offers on houses, set up home showings and respond to your concerns and questions throughout the homebuying process.

Perhaps best of all, your real estate agent will go above and beyond the call of duty to guarantee that you can secure your dream home at the right price. This real estate professional will offer suggestions and recommendations throughout the homebuying process to help you go from homebuyer to homeowner in no time at all.

Collaborate with a real estate agent as you explore the spring housing market, and ultimately, you should have no trouble discovering your dream home.

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Posted by N.B.Taylor & Co., Inc. Realtors on 3/12/2018

As a home seller, it is important to do everything possible to make your residence an attractive choice for buyers. Because if your home stands out from the pack, you may be better equipped than other sellers to enjoy a fast, seamless and profitable house selling experience.

Ultimately, there are many ways to make your home an attractive option for buyers, and these include:

1. Perform Home Improvements

If your home has a leaky roof, defective heating and cooling system or other problems, there may be no time like the present to perform house upgrades. That way, you can transform assorted home weaknesses into strengths.

For home sellers who are uncertain about how to upgrade their residences, it may be beneficial to conduct a home inspection. This evaluation enables a home inspector to review your residence both inside and out. Then, a home inspector will provide a report that details his or her findings, and you can use the report results to prioritize home improvement projects.

2. Remove Clutter

If your home is full of antiques, furniture and various personal belongings, it may be tough for homebuyers to envision what life may be like if they purchase your residence. Conversely, if you eliminate clutter from your home, you can show off your living space's full potential to buyers.

Oftentimes, it helps to rent a storage unit before you list your residence. This unit will allow you to store a wide range of personal belongings in a safe place until your house sells.

It also may be a good idea to host a yard sale or sell excess items online. By doing so, you can simultaneously remove clutter and earn extra cash.

3. Boost Your Residence's Curb Appeal

Your house's curb appeal is a difference-maker in homebuyers' eyes. If your home boasts a pristine front lawn, flawless siding and other dazzling exterior features, your residence may stand out to buyers as soon as they see it. Comparatively, if your house has a messy front lawn, damaged siding and other noticeable flaws, your residence is unlikely to make a positive first impression on buyers.

Allocate time and resources to bolster your house's curb appeal – you'll be happy you did. If your home makes a positive first impression on homebuyers, you may receive lots of interest in your residence. And as a result, you may be able to accelerate the house selling cycle.

Lastly, as you search for ways to distinguish your residence from other available houses, you may want to hire a real estate agent. This housing market professional can offer expert recommendations and suggestions to help you enhance your residence. Plus, if you have any concerns or questions throughout the home selling journey, a real estate agent will always be available to address them.

Ensure your residence is an attractive option for buyers – use the aforementioned tips, and you can differentiate your house from the competition.

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Posted by N.B.Taylor & Co., Inc. Realtors on 3/5/2018

We all know that buying a home is expensive. For first-time buyers who don’t have the luxury of equity for a down payment, it can be difficult to find a way to finance your home without taking on a huge interest rate and mortgage insurance.

Fortunately, loan programs like those offered by the U.S. Veterans Affairs can be a godsend. However, there is a great deal of confusion around who is eligible for VA loans and how to acquire them.

So, in today’s post, we’re going to cover some of the frequently asked questions of VA loans. That way, you can feel confident in knowing whether or not it’s a good financing option for you and your family.

VA Loans FAQ

Who is eligible for a VA Loan?

VA loans aren’t just for veterans. Most members of the military, including Reserve and National Guard members can apply. Additionally, spouses of service members who died from a service-related disability and those who died on active duty can apply as well.

How long do you have to service to be eligible?

The VA defines eligibility as having served no less than 90 days of service during wartime and 181 days of continuous service during peacetime.

Who are VA Loans offered by?

Like any other loan, VA loans are offered by private lenders. The difference is that VA loans are guaranteed by the government. That means that the federal government takes on some of the risk of lending to you, therefore making it possible to secure a loan with little or no down payment.

Should I make a down payment on a VA loan?

If you have the means, making a down payment will almost certainly save you money in the long run. If you can put down 10% of your total mortgage amount, you can also significantly reduce the VA Funding Fee.

Will I have to pay private mortgage insurance?

Private mortgage insurance (PMI) is something that borrowers pay on top of their mortgage payments and interest. This additional insurance helps borrowers buy a home with a small down payment. VA loans allow you to secure a mortgage without PMI.

Are VA loans different for active duty, National Guard, and Army Reserve members?

Each type of service member is eligible for a VA loan. However, there are some minor differences regarding the VA Funding Fee. With no down payment, an active duty member would pay 2.15% of the loan amount in fees. National Guard and Army Reserve members pay around 2.40% with no down payment.

What does my credit score need to be to get a VA loan?

The VA doesn’t have a set minimum credit score. However, the private lenders that offer the loan do. On average, the lowest credit score that you can secure a VA loan with is around 620. That being said, a higher score will secure you a lower interest rate, saving you money over the lifetime of your loan.

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Posted by N.B.Taylor & Co., Inc. Realtors on 2/26/2018

Do you have what it takes to be a responsive homebuyer? Ultimately, your ability to respond to requests from home sellers and others may dictate your homebuying success.

Becoming a responsive homebuyer can be easy – here are three tips to ensure you can do just that.

1. Learn About the Housing Market

A responsive homebuyer understands that he or she has a lot to learn about the housing market. As such, this individual will allocate the necessary time and resources to analyze the real estate sector.

Typically, a responsive homebuyer will perform comprehensive online research. This will help a homebuyer assess a broad range of residences so he or she can tailor a home search accordingly.

Let's not forget about a responsive homebuyer's diligence, either.

A responsive homebuyer may work with an expert real estate agent, i.e. a housing market professional who knows what it takes to land a top-notch house at a budget-friendly price. By doing so, this homebuyer can boost his or her chances of streamlining the homebuying process.

2. Be Available

Are you ready to check out houses as soon as they become available? A responsive homebuyer should have no trouble tracking the housing market and staying up to date about new residences. That way, this individual can act quickly if he or she discovers the perfect home.

An informed approach can make a world of difference, and in most cases, separates a responsive homebuyer from an ordinary property buyer.

Usually, a responsive homebuyer will study the housing market closely and track new houses daily. This property buyer also may collaborate with a real estate agent who will keep him or her informed about new houses that become available.

Perhaps most important, a responsive homebuyer will be ready to accept phone calls, emails and texts throughout the homebuying cycle. He or she will even be open to communication with a home seller – something that may help this homebuyer acquire a first-rate house.

3. Offer Positive Responses to Feedback

Although a responsive homebuyer is eager to learn about the real estate sector, he or she won't pretend to be a housing market expert. In fact, this individual often is happy to receive feedback throughout the homebuying cycle.

A responsive homebuyer may consult with a real estate agent who can offer homebuying recommendations and suggestions. This homebuyer may not always agree with a real estate agent's advice, but he or she also will listen to everything that a housing market professional has to say.

Becoming a responsive homebuyer may seem like an uphill climb. However, with support from a real estate agent, you may be able to accelerate the process of transforming your homeownership dream into a reality.

Real estate agents are available in cities and towns nationwide and serve as homebuying guides. These housing market professionals can help homebuyers find residences that they can enjoy for years to come.

Take the next step to become a responsive homebuyer – use these tips, and you can move one step closer to securing your ideal residence.

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Posted by N.B.Taylor & Co., Inc. Realtors on 2/21/2018

Lot 8 Cutting Lane, Sudbury, MA 01776

North Sudbury



Full/Half Baths
Last homesite available in coveted Arboretum neighborhood! Custom home to be built on fabulous Lot 8 Cutting Lane. The size, floor plan and specifications are to be determined.
Open House
February 25 at 1:00 PM to 3:00 PM
THE ARBORETUM. Follow our open house signs and meet us at Lot 10 to see a beautifully completed home that could be the basis for a new custom built house on Lot 8 Cutting Lane. Lot 8 Cutting is on the market offering 4300 sq ft of finished living space for $ 1,595,000. You will not be disappointed.
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Location: Lot 8 Cutting Lane, Sudbury, MA 01776    Get Directions

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